It is always best to call your insurance agent and ask if you have coverage for foundation repair.
We at Granite Foundation Repair do not represent ourselves to be insurance experts. Most of the time though, our clients have told us that the foundation problem was not covered by insurance.
If there is a sudden foundation problem, perhaps from a freshwater plumbing leak, or retainer wall failure, insurance may pay for foundation repair. Usually coverage does not include slow leaks such as caused by a crack in a sewer line, or a pin hole in a freshwater line.
Bottom line.. call your insurance agent to see if the foundation problem is covered by insurance. It only takes a minute.