Archive for the ‘Contract for Foundation Repair’ Category

How to choose a foundation repair company in the Dallas Ft Worth area

Saturday, January 1st, 2011

At last count, over 120 companies were offering foundation repair services.  Some offer extremely low cost foundation repair.  There are a few simple steps to choosing a foundation repair company.

  • Check with the Better Business Bureau for accreditation rating and complaints.  With regard to complaints, problems do sometimes arise.  Check that the company promptly resolved the complaint.
  • Confirm a valid liability insurance policy of at least $1 million dollars.  If the unexpected occurs, you need assurance that the contractor can cover the damages.
  • Worker’s Compensation Insurance is extremely  important in Texas.  It protects the employee, the contractor, and the homeowner.  This insurance is normally paid by the contractor.   It is not cheap, so many forgo the expense.  If there is no Texas Worker’s Compensation Insurance, an employee injured on your property can sue you for all medical expenses.  Don’t accept a contractor’s promises to assume all liability. A contractor can not limit the employee’s ability to sue you, the homeowner.  The employee can not sue for medical expenses if he is covered by Worker’s Compensation Insurance.
  • Verify that the company has a clearly written, understandable and transferable warranty for all foundation repairs.   There is no insurance company in Texas that underwrites foundation repair and there is no State owned trust fund.
  • Verify all the terms of the contract. Do not accept any verbal promises.
  • Obtain a copy of the installation procedures for the repair method that you are buying.
  • Obtain references.
  • Obtain in writing that the company will not employ sub-contractors (who might not be insured).
  • Don’t be pressured to make a fast decision because of a $500 gift card or a deep discount offer.

Who is Responsible to Pay for a Plumbing Leak Found after Foundation Repair

Thursday, December 30th, 2010

Foundation repair contracts normally contain a statement similar to the following:

The foundation repair contractor is not responsible for pre-existing plumbing problems, or plumbing damage caused by lifting. The contractor will repair plumbing hit during excavation for pier installation.

To understand why the contractor is not responsible for damage caused during lifting, let’s look at what is going on.

Plumbing under concrete slab

The drawing above shows a typical layout for a sewage line with some of the common leaks that occur.  A freshwater line is similarly installed,  running horizontally under the slab and then vertically rising to a faucet or other fixture.

As a foundation slowly drops,  it pushes the plumbing deeper into the ground. If the plumbing did not get pushed downward, the vertical rising section of the plumbing would pop up through the floor.

In our example drawing above the plumbing is imbedded in sand. Sand enables the plumbing to withstand some movement of the foundation.

Far too often, the builder may have taken shortcuts.  Rather than thick, soft sand, the plumbing may be covered with hard, compacted clay soil.  The hard soil grips the plumbing and resists the upward movement of the slab.   During  a foundation lift the plumbing may be put under stress and may crack, resulting in a plumbing leak.   There is no way of predicting which house will be effected.  Short of not lifting, there is no way of managing the lift to guarantee that damage will never occur.

A foundation contractor has no idea as to whether the plumbing was properly installed in sand, or improperly buried in clay.   The job of the contractor is to lift the structure as much as practical.  Thus, sometimes a leak will occur.

Should the contractor hit the plumbing during excavation, contact with metal and the resultant leak is typically quickly apparent.

Freshwater leaks following a lift are rare as freshwater lines are rather ductile.   Since the water is under pressure, a freshwater leak may be visible quite soon.  Sewage leaks are unpressurized and much harder to detect following a lift.  Sewage leaks are more common in houses built with rigid, cast iron pipe.   By the mid 80’s most city building codes had been amended to require the installation of more flexible PVC pipe for sewage lines.

Since leaks can be detrimental to a foundation and the repair work,  a Contractor may require that the homeowner have a licensed plumber test for leaks and perform necessary repairs.

Why is it Important for a Foundation Repair Contractor to Carry Workers Comp Insurance in Texas?

Thursday, August 12th, 2010

Workers Compensation Insurance in Texas protects a homeowner from the liability of having to pay for medical costs incurred as a result of injury on the job site. Always ask to see a current certificate of insurance before work begins at your property.

Worker’s Compensation Insurance is expensive.  Real expensive.  At Granite Foundation Repair our annual Worker’s Compensation Insurance premium is well into five figures.

Many a contractor has been known to skip the expense and take his chances.  The contractor knows that the burden of medical injury expense and liability rests as much with the homeowner as the contractor.

The contractor can not enter into an agreement with the homeowner such as ” If my employees get injured on your property, I will hold you harmless for their expenses”.  The employer does not have the legal authority to sign away his employee’s legal rights.

A Worker’s Compensation Insurance Certificate is your assurance that the employee must seek restitution for injury through the Workers Comp plan, and not from the employer or the homeowner.

We are not attempting by the statements above to act as an attorney. Please consult with your attorney…

and please, insist upon that current insurance certificate.   A reputable foundation repair company can ask its insurance company to provide you with a named certificate.. further assurance that the insurance is fully in force.

Do All Foundation Repairs Include a Lifetime Transferable Warranty?

Wednesday, August 11th, 2010

Foundation repair warranties may be transferable for: the lifetime of the structure, for a fixed period, or for a fixed number of property owners.

There is no “standard” warranty for foundation repair. Also, The State of Texas does not warrant foundation repair.

Some companies have established limited trust funds.  The strength of the trust fund is limited by the amount of financial contribution of the company, and by outstanding liabilities should the company fail.

Some contractors warrant that the underpinning will be adjusted if it settles. Other contractors warrant that if the foundation repair pier or piling settles, they will adjust the pier for a fixed fee.

A foundation repair warranty is normally limited to the area supported by the pier.  It is impractical to expect that underpinning in one area of a house will support another part of the foundation.

One company overzealously advertised..“fix it with … and fix it forever”. You will not find that in a brochure anymore.  It is unrealistic to promise that foundation repair will fix all future foundation problems.

Once one area of a house is suitably underpinned, the movement in another area may become more apparent.  This is not a short fall of the foundation repair.  The practical reality is that homeowners seldom take the aggressive stance of totally underpinning a house in order to prevent any future movement.  Such an approach may be too expensive.

No foundation warranty in Texas will cover problems caused by “heave.  Heave occurs when expansive clay soil expands, raising an area of the foundation off of the structural supports.

Can I transfer my foundation repair warranty?

Monday, September 28th, 2009

Most reputable foundation repair companies offer a transferable warranty.

The ability to transfer should be stated in the contract.  Be wary if the contract does not have a provision for warranty transfer.

Why is a plumbing test required after foundation repair?

Tuesday, September 8th, 2009

Water from plumbing leaks is a major contributor to foundation failure.

When a foundation repair is performed in the vicinity of plumbing, a foundation repair company will always require that a licensed plumber check for leaks and that they be repaired.  Leak test and repair is a standard condition in a foundation repair contract.

Possibly a leak was present before the foundation repair, and contributed to the need to fix the foundation.

Sometimes a leak occurs as a result of the house lift.  As the foundation is raised, the plumbing remains firmly embedded in the ground.

If the leak is in the freshwater line, rapid soil erosion can take place, causing the foundation will drop.

When a plumbing leak occurs in the sewer system, it is typically slow.  As clay soil absorbs water, it will expand, causing the foundation to heave.  Heaving can occur over weeks or years.

At Granite Foundation Repair we have seen concrete slabs take a domed shape from the force of  heaving clay soil.  Additional water from a slow leak may turn the soil to mud.  Muddy soil can not support a foundation.

Foundation repair contracts and plumbing problems.

Tuesday, September 8th, 2009

Why does the foundation repair contract exclude plumbing leaks or breaks that may occur as a result of the repair?

Most companies, including Granite Foundation Repair, make every possible effort to avoid breaks, but we can not guarantee against breaks or be responsible if a break occurs.

As a house ages and settles, the foundation will push the plumbing deeper into the ground. This occurs both with freshwater and gray water lines.

Four factors which influence the ability of plumbing to resist breaking during foundation repair:

  • Soil density around the plumbing – can impede the plumbing rising with the house
  • Extent of foundation drop – often times no problems occur with moderate foundation slumping
  • Age and quality of plumbing – cast iron is particularly susceptible to aging
  • Distance of plumbing away from the lift

All of these factors are beyond the control of the foundation repair company.  They are related to soil, extent of foundation degradation, and the condition of the pipes.